How financial mistakes will come back to haunt you
22 May 2013
Financial planning, as most would believe is not only just about planning for your retirement or investing wisely. If.....
Four life insurance mistakes you must avoid
21 May 2013
Miscalculating insurance requirement: Determining the ideal amount of insurance cover needed is one of the most.....
Know the difference between NRE and NRO account
20 May 2013
Many NRIs are often faced with the situation of maintaining a Rupee account in India. There are two options available.....
Tax aspect of Bank Deposit and Corporate fixed deposit
16 May 2013
Fixed deposits (FD) are becoming popular investment among investors in the current interest regime. However, the.....
Gold prices jumps 500% in 7 years, what next?
15 May 2013
Gold prices: It is a good option to hold gold as a part of your portfolio to counter the unanticipated economic or.....
Buying a home? Why personal finance matters
13 May 2013
Buying a home is perhaps the biggest life and personal finance decision to be made by a family, yet we often take.....
Six steps before taking Home Loan
13 May 2013
Buying a home is an important personal finance decision for every individual. Before applying for a home loan and.....
Akshaya Tritiya: Why buying gold is bad for the Indian economy
13 May 2013
Gold is an integral part of our lives in India. On the global front, India is the largest consumer of gold. India.....
Tax Planning Strategies For Different Age Groups
09 May 2013
Tax planning is one of the most important aspects of personal finance. People often fail to look at tax planning.....
Refinance Your Home Loan
06 May 2013
Refinancing a home loan is taking a new loan to pay out your current mortgage. There are many common reasons why home.....
Understand the Economics Behind Gold Prices
02 May 2013
Gold was the most sought after investment in the past decade. During this time, gold added to its reputation as the.....
What is the impact of falling gold prices on your existing gold loans
26 April 2013
In the past few weeks, there is lot of talk around how the yellow metal has lost its shine significantly since the.....
Important things to remember while using a credit card
24 April 2013
Credit cards are the most easily available form of loan. You shop now and pay the bills later. As attractive as it.....
Importance Of Health Insurance Cover
15 April 2013
Health Insurance provides risk coverage against expenditure caused by any unforeseen medical emergencies. Provided.....
Don’t Let Your Social Life Influence Your Financial Decisions
08 April 2013
Our food habits, dressing style, and social etiquette all such aspects of our lives are influenced by the process of.....
Build & Maintain An Emergency Fund
04 April 2013
Every individual on an average faces at least three emergencies during their life time. These emergencies could range.....
Meeting Child Education Needs - Not tough to crack.
28 March 2013
it is important that parents should include an investment plan for their child’s education in their check list and be.....
Savings Make Us Sad. Spending Happy!!! Should Be Other Way
18 March 2013
Never postpone making investments till a substantial amount is accumulated. The best way to make sure that we don’t.....
Personal Finance Habits
16 March 2013
Hobbies of an individual defines their personality and personal finance habits of an individual define their.....
Women Should Start Planning Personal Finances
05 March 2013
Compared to men, women have more inclination towards saving money. It is an undeniable fact that every woman is the.....
Budget with election in mind
01 March 2013
Budget with election in mind Contrary to the pre-budget talk by the Finance Minister, no major reform initiatives.....
Importance Of Saving Early
26 February 2013
Importance of saving early Most of the young generation in India thinks planning finances is an old man’s game. But.....
Buying a Home – Objectivity over emotions. Why Personal Finance Matters?
08 February 2013
Buying a Home – Objectivity over emotions. Why Personal Finance Matters? The great Indian dream, owning a home, is an.....
Months of non - committed expenses
26 January 2013
Months of non - committed expenses December and January are considered the merriest months of the year. We have.....
How to calculate your insurance requirement?
24 January 2013
How to calculate your insurance requirement? When it comes to life insurance, In India, we mostly hear about.....
Why retail investors always lose money
18 January 2013
Why retail investors always lose money We find numerous theories and papers around this one of the most discussed.....
Top 5 things a retail investor should do
26 November 2012
Top 5 things a retail investor should do? The Securities and Exchange Board of India (SEBI) has recently announced.....
Financial Planning is bigger than just Investment Planning or Tax Planning
10 October 2012
Financial Planning is bigger than just Investment Planning or Tax Planning We often look at financial planning very.....
Personal Finance – Mistakes always catch-up
03 September 0212
Personal Finance – Mistakes always catch-up Financial planning, as most would believe is not only just about planning.....
Austerity or Prosperity, What is your priority?
02 June 2012
Austerity or Prosperity, What is your priority? How about a world in which you can get an Olympic medal, a Nobel.....
Farewell to Welfare
01 May 2012
Farewell to Welfare “Why is the grass always greener on the other side?” If only grass could reply, the answer could.....
Year of Stag(flation)- When everything except real income grows
31 March 2012
Year of Stag(flation)- When everything except real income grows I hope you bought a car, house, truckload of fuel and.....
Default - Is it your fault?
26 January 2012
Default – Is it your fault? Is your wealth denominated in terms of grams, acres or liters? If your answer is ‘YES’,.....
Silted dams
01 January 2012
Silted dams An economy can be compared to a dam built on river. Productive effort of the people in that economy is.....
Sitting (flocks of) ducks.
07 November 2011
Sitting (flocks of) ducks. Every duck prefers to sit until and unless motivated by some primal force and moves in the.....
King or Slave? Personal choice.
21 October 2011
King or Slave? Personal choice. A loan without a collateral is a debt and a bet about the donor being a dunce. ‘Gold.....
Inflation; a friend, philosopher and guide
23 September 2011
Inflation; a friend, philosopher and guide Inflation is a martinet but it does teach us some valuable lessons......
Should but would
08 September 2011
Should but would Most of us tell ourselves “I should” but then, we know what we ‘would’ end up doing finally. Be it.....
Its the economy stupid!
29 August 2011
Its the economy stupid! A very happy August for the common man India as the non violent revolution also known as the.....
Is your money working harder than you? What is your RE(sidu)AL income?
23 August 2011
Is your money working harder than you? What is your RE(sidu)AL income? Most of us would either say ‘No’ and ‘I don’t.....
Fear is a great motivator - Failure is the best regulator
22 May 2010
Fear is a great motivator – Failure is the best regulator Nature calls can be postponed but cannot be eliminated. It.....
Gold is real money, bailout is government chicanery
15 May 2010
Gold is real money, bailout is government chicanery The world has shown EU that a trillion dollar bailout is no more.....
Eureka - Panchatantra.
11 May 2010
Eureka – Panchatantra. Europe has decided to emulate the USA’ is the trillion-dollar news, which translated into ‘a.....
One wage - global village
08 May 2010
One wage - global village Earthquakes and market corrections happen in minutes not months unlike the recovery. Most.....
Schadenfreude cup - High stakes game with investors and tax payers at the stake
14 March 2010
Schadenfreude cup - High stakes game with investors and tax payers at the stake While panting during a game of soccer.....
Economies of the world - Nothing but old busses that need to be pushed
23 February 2010
Economies of the world - Nothing but old busses that need to be pushed The global financial situation reminds me of.....
Blitzkrieg 2.0 – Germany’s Fight to save Greece and Euro
01 February 2010
Blitzkrieg 2.0 – Germany’s Fight to save Greece and Euro The German Luftwaffe is on its way to help Greece by bombing.....
Market Views in India - Neutrality and Independence have been long forgotten
27 January 2010
Market Views in India – Neutrality and Independence have been long forgotten The more I look at the so called.....
Scapegoat or Person of the year- Ben Bernanke
30 December 2009
Scapegoat or Person of the year- Ben Bernanke “In short, you are the definition of a moral hazard. You are repeating.....
Rolling debt gathers more mess
01 December 2009
Rolling debt gathers more mess ‘Rolling debt gathers no mess’ is the new age wisdom from the country that has.....
East Asian crisis and other consequences of a fai/lling dollar
11 November 2009
East Asian crisis and other consequences of a fai/lling dollar When we bail out of a plane, the world under us.....
Crisis is a bunce for bankers
30 October 2009
Crisis is a bunce for bankers A bank strike in India resembles a bollywood movie from the trade union era (1970s and.....
Currencies of the same feather, the new G-8
16 September 2009
Currencies of the same feather, the new G-8 What is common between the Argentine peso, the Icelandic Krona, the Costa.....
Golden gouging
02 September 2009
Golden gouging Gold is the Davy’s lamp of the currency markets. The more it glitters greater is the impending danger......
Patsy in the game
25 August 2009
Patsy in the game “If you cannot recognize the patsy at the table within the first five minutes, most probably you.....
Less stimulus more progress
11 August 2009
Less stimulus more progress ‘Less luggage more comfort’ surprisingly applies to many things in life. From individual.....
Printing Fortunes – No it need to work for money
22 July 2009
Printing Fortunes – No it need to work for money ‘Beg, borrow or steal’ is adage of the past; fortunes are now made.....
Tough times never last, commodities do
24 June 2009
Tough times never last, commodities do Hoping for the best is the first step. As we all know motivation without.....
Hope for the best – Prepare for the worst
02 June 2009
Hope for the best – Prepare for the worst All of us have been hearing news about abstract things (to most of us) like.....
Bailout in USA - Indian style
14 May 2009
Bailout in USA - Indian style Almost everyone who uses money on this planet would be affected by the recent.....
The tale of two uncles
04 May 2009
The tale of two uncles Uncle Sam (US government) prefers to take decisions during a weekend while uncle Gogoi (Good.....
The day inflation is back to 5%
20 April 2009
The day inflation is back to 5% Visualizing the day when the inflation is reported as 5% or below in India feels like.....
Deflation leads to - everyday higher prices-™
20 March 2009
Deflation leads to - everyday higher prices-™ One more surprise just like all time low inflation which surprises many.....
All that glitters is now Gold for greedy nimble investor
18 February 2009
All that glitters is now Gold for greedy nimble investor Smile please. It is almost tough to impossible in these.....
Recession and respiration when stopped cause asphyxiation
12 February 2009
Recession and respiration when stopped cause asphyxiation Some things in this world come in pairs and ought not to be.....
Coming events cast their shadows before
03 December 2008
Coming events cast their shadows before Shakespeare’s Macbeth was summarized in those words. We might be in for some.....
Dude! where’s my car, bank, house, job…
21 November 2008
Dude! where’s my car, bank, house, job… ‘After a night they can’t remember, comes a day they’ll never forget.’ This.....
In God we trust, the rest must pay cash
07 November 2008
In God we trust, the rest must pay cash The onion, as our good friend Nitin mentioned is coming off in layers and the.....
Comet back after 134 years
30 October 2008
Comet back after 134 years I am sure most of us are thinking about how and when the present global financial crisis.....
Where should you invest your money ?
23 October 2008
Where should you invest your money ? In October 2008, me and my dear friend dinakaranada recommended all our.....
Humpty Dumpty has to get back on Wallstreet (and Walmart)
17 October 2008
Humpty Dumpty has to get back on Wallstreet (and Walmart) Humpty Dumpty sat on a wall, Humpty Dumpty had a great.....
Wake up and Smell the Coffee - Recession is already here, any one measuring?
16 October 2008
Wake up and Smell the Coffee - Recession is already here, any one measuring? The world economy is connected in more.....
Peeling the financial problems of the world: Onion Effect
12 October 2008
Peeling the financial problems of the world: Onion Effect The layers of Onion can be used as a good substitute for.....
Who am I ?
10 October 2008
Who am I ? This is a question we must have asked ourselves a few times in life and one needs to have an answer before.....
Nobel prizes for Wall street
08 October 2008
Nobel prizes for Wall street The news is just in. Wall street gets the 2008 Nobel prize for Physics as well as.....
Gold and the bear market rally
23 August 2008
Gold and a host of other commodities including crude are getting cheaper by the day and the stock markets in India.....
All that glitters does not need a vault
26 July 2008
Long term investors do make profits over long terms. A SIP (systematic investment plan) could be a good idea but.....
Cash from crisis
20 July 2008
Albeit it does not really matter to most of us if (Manmohan) Singh is king on July 23rd or is already sinking just as.....
Rolling debt gathers more mess
01 December 2009
Rolling debt gathers no mess™ is the new age wisdom from the country that has Franklin on its 100-dollar bill......
East Asian crisis and other consequences of a fai/lling dollar
11 November 2009
When we bail out of a plane, the world under us appears to be growing with every second as our elevation decreases......
Where should you invest your money ?
23 October 2008
In October 2008, me and my dear friend dinakaranada recommended all our customers at Artha Yantra to dump every.....
Humpty Dumpty has to get back on Wallstreet (and Walmart)
17 October 2008
Humpty Dumpty sat on a wall, Humpty Dumpty had a great fall, All the kings and their men (horses) could not put.....
Wake up and Smell the Coffee - Recession is already here, any one measuring?
16 October 2008
The world economy is connected in more than one way, let us at a high level look at the supply chain of the world......
Peeling the financial problems of the world: Onion Effect
12 October 2008
The layers of Onion can be used as a good substitute for the problems the world is facing. It is no longer one crisis.....
Latest Blog
- How financial mistakes will come back to haunt you
- Four life insurance mistakes you must avoid
- Know the difference between NRE and NRO account
- Tax aspect of Bank Deposit and Corporate fixed deposit
- Gold prices jumps 500% in 7 years, what next?
- Buying a home? Why personal finance matters
- Six steps before taking Home Loan
- Akshaya Tritiya: Why buying gold is bad for the Indian economy
- Tax Planning Strategies For Different Age Groups
- Refinance Your Home Loan
About Us
ArthaYantra was started by a group of ISB Alumni. The journey started with finding answers to questions like:
1.I earn so much, where does my money go?
2.Can I refinance my home loan?
3.Have I made financial mistakes in the past?
4.When should I start saving?
5.I want to grow my money, how?
6.I have some financial goals, I don't know how to achieve them Read More
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Phone: +91 -(40)- 66588131
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