July 2013 - ArthaYantra

Financial Planning Tips for 20’s something

Financial PlanningBy ArthaYantra July 31, 2013 Leave a comment

Today, the twenty somethings are in a world where they are forced to make more financial decisions than ever. When we actually observe the trends among the current professionals, most of the financial mistakes are committed during the early part of their career. The impact of these mistakes has a significant downside on their future…

4 Triggers which indicate you need financial planning

Financial PlanningBy ArthaYantra July 29, 2013 Leave a comment

Despite being most important, health and wealth remain the most ignored aspects of our lives. We don’t pay attention to them until an emergency wakes us up. The good old phrase hold true – A stitch in time saves nine. Being proactive in managing your personal finances can be the difference between your success…

Time to change the way you take financial decisions

Financial PlanningBy ArthaYantra July 23, 2013 Leave a comment

Nitin Vyakaranam of arthayantra.com discusses the importance of taking the right ways in an individual’s financial decisions. He stresses on taking professional advice for taking such decisions. The long- term impact of every financial decision is significant. The benefits of a well informed and well researched financial decision continue for many years, whereas, a bad…

When and why to rebalance your portfolio

Financial PlanningBy ArthaYantra July 22, 2013 Leave a comment

Whether you manage your financial portfolio yourself or through a financial advisor, you must know when exactly is the right time to rebalance it to maximize gains and minimize risk. Investment decisions often throw a challenge of risk vs. return. In the pursuit of maximizing returns, most of us often end up ignoring the risk…

5 Best time-tested ways to teach your kids about money management

Financial PlanningBy ArthaYantra July 12, 2013 Leave a comment

According to a recent study, Financial Planning Index numbers of Indians across major cities are not up to the mark. We can partly blame this on our social fabric which doesn’t allow us enough opportunities to hone our money management skills during childhood. However, we as adults would do a great disservice to our children…

How to make money despite falling rupee

Financial PlanningBy ArthaYantra July 10, 2013 Leave a comment

The Indian rupee has been hitting consistent record lows in recent times. The currency breached the psychological barrier of 60 to the dollar on June 26 and entered a bearish zone. Strong economic performance by the US, and continued monetary easing by Europe and Japan strengthened the US dollar and increased the demand for it.…

5 steps to the perfect financial plan

Financial PlanningBy ArthaYantra July 8, 2013 Leave a comment

Taking control of the finances and making plan to achieve our goals are the first steps towards mastering the financial planning process. A robust financial planning ensures a sustainable and secured financial life. Though taking the first steps to plan our finances itself is a good start, the following tips would ensure that we reap…

Here’s why one should not mix investment and insurance

Financial PlanningBy ArthaYantra July 5, 2013 Leave a comment

Adequate life insurance cover is the most important aspect of financial planning. It is an efficient way of ensuring that the family will have enough money to meet their goals and maintain their life style in case of a mishap to the bread earner. Life insurance is one of the most popular and misinterpreted financial…

ULIPs were 97% of surrendered insurance policies in 2012

Financial PlanningBy ArthaYantra July 1, 2013 Leave a comment

Life Insurance has been prominent savings vehicle for the middle income professionals in India despite the fact that insurance and investments should never be mixed. Before the introduction of Unit Linked Insurance Plans (ULIPs), Insurance industry in India was offering only three products: term policies, annuities and non – linked policies. Despite the obvious benefits…

The dynamics of global economies are being impacted by the strengthening US Dollar. India along with other Emerging markets are facing a lot of heat in the current scenario.

EconomyBy ArthaYantra July 1, 2013 Leave a comment

As June ended, production data across the globe has shown some sparks of positive signs raising hopes of end of economic slowdown. However, the trade data is yet to pick up to support the increased production activity. The increased production should be supported by increased domestic consumption which in turn prompts for increased trade flows…

Monthly Archives: July 2013