Imagine if a morbidly overweight person resolves to be size zero in no time, how impractical his aspiration is. Nothing can be achieved overnight. Be it ideal weight loss or financial stability, perseverance is the key. So, this New Year, if we have resolutions that concern our finances, there’s no better time than to start…
ArthaYantra, known for its cutting edge Research reports, has captured New Year Resolutions of more than 3000+ individuals in the form of a Survey from across the country. For ease of understanding, the New Year Resolutions have been categorized in three buckets, Health, Personal Finance and Personal/Philanthropic keeping in minds the participants’ behavioural perspective. The…
With the world celebrating Christmas today, the air is rife with joy and merriment. People are visiting churches, meeting friends and enjoying the spirit of Christmas. You too are in a great mood today and wish to be as much generous with your friends and families in considering gifts and novelties for them. When you…
Over the next 10 years, delivery of financial services in India will undergo a dramatic change. Everything you need will be at your fingertips, on your smartphone. No more awkward visits to the bank. While pessimists may scoff at the idea of technology making the big difference, remember the experts back in 1998 who wrote…
Mistakes are stepping stones for success, because, mistakes will make us learn valuable lessons, when we realize and correct them. Similarly, financial mistakes can be rectified by realizing committed financial mistakes and there of not committing them again. This objective approach towards personal finance when applied with a few simple regular exercises can help us…
Hyderabad-based ArthaYantra, was founded by Nitin B Vyakaranam and Sunil Lingareddy to provide personal finance services to the untapped middle income professionals of India. Their aim is not just to curtail unnecessary spending of the people but also make them ready for future financial goals with few clicks of a button. The company has developed…
Investors and finance enthusiasts have often been confused by terms like ‘risk tolerance’ and ‘risk appetite’ and their implication on decisions pertaining to investment. To understand the meaning of ‘risk tolerance’, let’s take a simple example of driving a car. An individual while driving on a highway has a perception of speed that he/she should…
Investing towards one’s future financial needs requires considerable amount of effort and technical knowhow. One such is identifying one’s financial goals. Once they are identified, it then proceeds to determining person’s risk appetite and associated investment objectives. Such objectives are related to the ‘investment pyramid’ which includes- Security of the investments i.e. the mode and…
Live an independent retirement life. Live more with great retirement planning starting today. Are you thinking of retirement now? Do you often imagine how your retirement life is going to be? Well, that’s not bad. In fact we all should work towards making a great retirement life possible for us. Because no matter how much…
Summary: The current edition of Buy vs Rent research covers 8 major cities across India. Ahmedabad: Ahmedabad is now the cheapest city to rent a property unlike the previous year.It also stands 2nd in affordability to buy ratio. Buying a home would be a better option for individuals with income above 12 lacs.…