The Global Markets have been enduring high volatility during the last few weeks due to falling oil prices and interest rate increase in US on the back of weak China. As an economy that is connected to global markets, Indian markets remain volatile. In this situation, most of retail investors feel unsure and unsafe about…
There’s an old man called Time who is good at compounding. He compounds your savings and your debts and depending on what you choose, the experience can be either pleasurable or miserable. But what is compounding, therefore compound interest? What does it mean to your personal finances? For a better understanding, here are the 5…
Our personal financial journey starts from our very own kitchen. In the past, women in the kitchen have always been regarded as Lakshmis for championing savings at micro-level. Under all circumstances, they would artfully tuck away extra cash without compromising on the food they would serve on the platter. Most of the times, such funds…
Many of us live in a myth that long term investments mean relying on equity markets and completely ignoring the debts as a part of investment strategy. Owing to lack of awareness about debt funds, a layman hesitates to invest in it. But here is what a debt fund is and its types to help…
Perhaps the best way to realize a quandary and craft a solution is through getting your hands dirty. Similarly, Nitin B Vyakaranam, an engineer (Electrical and Electronic & Communication) lost substantial amount when a mutual friend sold him a ULIP policy post his return to India from U.S. He had no idea about finance products…
Asset allocation is one of the seminal aspects of investment strategies that can be applied by investors. There are multiple factors that form the basis for creating asset allocation strategies for the investor. Historically, the know-how and intelligence required in building asset allocation portfolios have always been limited to a few qualified professionals in the…