Get Investment Planning on Gift Ideas For Valentine’s Day
Of all the great conquests of our lives, the most difficult one is probably selecting that unique gift for our loved one, our Valentine. How awesome it would have been to have cupid start up on Valentine gift delivery service? Imagine, in that case, you need not worry about your loved one’s likes and dislikes as cupid will know it all. You will only be required to present the gift to your dear one and take all the credit for yourself.
But, that’s not how it is. Of all times, it is on a Valentine’s Day that the cupid acts truant and disappears, leaving you to really do the thinking of what to gift. You know that flowers and chocolates and teddies are so overrated, and most importantly you would like to surprise your loved one, gift something as special as he or she is. So, here’s an assortment of ideas you may like to consider for this Valentine’s Day. The good thing is, they justify the value you invest.
Idea #1 Health Insurance:
How important is your dear one’s health? With medical expenses shooting sky high, healthcare affordability is a big question today. Should you not love to dispel that fear of monetary support from your dear one’s heart, if you can? So, this Valentine’s day why not gift your dear one a health insurance? No matter how far you are, no matter if your loved one lives alone, cash-less health policy guarantees you peace of mind and the promise of wellness to your dear one.
Idea #2 Gift an SIP (Systematic Investment Plan):
Remember the movie PS I Love You, where Holly Kennedy receives letters from her deceased husband? Those letters she would receive would bring her strength, hope and happiness and a constant assurance of him protecting her all the time. This Valentine, you can gift your dear one an SIP, by which you can contribute a very little sum in a systematic way so that in your absence, the returns come to him/her as a constant assurance of love, strength and support.
Idea #3 Doodle a home
Luckily the 2016 Valentine’s Day is on a Sunday. So, you and your spouse will have ample time to be with each other. Make a latte and enjoy it over doodling your dream home on that huge chart paper. Take turns in defining the spaces, the furniture you want, the number of windows, the garden etc. Go crazy until you both are tired but realize it is time to fulfill it. Promise each other your dream house and with the help of a Financial Advisor, get started on how to plan savings for the same. Oh, don’t forget to frame that house no matter how terrible it looks and hang it in your bedroom to remind each other of the promise till the goal is fulfilled.
Idea #4 Gift a holiday
A Valentine day celebration is not limited to being romantic with your significant other. It may also include your parents. You have always been promising to meet them but your work never allowed you that precious time. So, this Valentine day, talk to them and find out if your parents ever thought of a dream holiday and which place is that. You can then include that as one of your goals, talk to a Financial Planner and start investing/saving towards it. Once you have entered into a contract with your planner, share it with them over a hot meal. The delight on their face would be something to die for.
Idea #5 Pay off that guilt
Do you have an old bike, a scooter that you don’t use anymore? A laptop, or an iPhone that’s just lying there since you have upgraded to better devices? If that is so, why not sell them off and exchange the earning for a credit card pay off?
The other way could be, if you have an inclination for the creative arts (painting or photography), you can organize an exhibition on the Valentine’s night and dedicate it to your dear one. This way, your hobby gets an exposure, your dear one feels special, and you also get to help your dear one close on that bad credit card.
So, here is the unofficial
Idea #6. If you have enjoyed all of the above and would love to explore some more ideas while continuing to manage your personal finances in an effective way, gift yourself and/or your Valentine a personalized financial advisory program from a trustworthy, unbiased, online wealth manager.