ArthaYantra, a Hyderabad based online financial advisory and wealth management company has come up with a survey of working professionals on their personal finance habits. This research by ArthaYantra is intended to analyze the current personal finance habits of the Salaried Professionals and the effect of such habits on their financial well-being in the future.…
With a change of guard in the Center the recent general election, a lot was expected in terms of reforms which were expected to give an adrenaline shot to our economy. However the finance minister decided to keep it simple and practical making it more tax-payer friendly and also exhibited glimpse of what is about…
ArthaYantra, a Hyderabad based online financial advisory and wealth management company has come up with a survey of working professionals on their personal finance habits. This research by ArthaYantra is intended to analyze the current personal finance habits of the Salaried Professionals and the effect of such habits on their financial well-being in the future.…
According to research done by ArthaYantra, the top three goals of an Indian family are Education of a Child, Buying a Home and saving for Retirement. As one goes through the life’s cycle, they are posed with situations that force them to make financial choices. These inflection points play a key role on the determining…
As we approach the Elections results D-Day, stock Markets are hitting all-time high. There are a whole host of diverse opinions being thrown at the investors. The speculation and the cacophony of opinions is only increasing the anxiety among retail investors. Not with-standing the stock market optimism, the question to ask ourselves is, “ Should…
Thousands of Armed forces personnel leave the service and move to civilian life every year. Many of them find this transition to be very difficult. The support structure that they have been used to suddenly disappears and these ex-servicemen have to make numerous adjustments in their individual, family and social life. Most of the ex-servicemen…
Couple of weeks ago we had discussed about the negative perceptions of retail customers towards equity markets in India. This article is a follow up article to explore possible ways in which retail investor can avoid common pit falls that lead to disenchantment against equity markets. Start asking questions : Most investors do…
In our previous blog based on our primary research conducted on more than 2000 working professionals across age demographics and different geographic locations of India, we had covered how 90% working professionals in India would not be able to meet their financial goals. Continuing our findings from the research report, we cover Retirement Planning as…
Our president Mr. Pranab Mukherjee, while addressing 40th convocation function of All India Institute of Medical Sciences (AIIMS) in New Delhi, said “It was unacceptable that almost 80% of the expenditure on healthcare by people was met by personal, out of pocket, payment. I am shocked to note that as many as 4 crore people…
Average returns tend to not reveal the entire picture when it comes to investment decisions. In today’s world, most of us look at our portfolios in real time and take split second decisions on the investments made. However, due to the volatility of the markets often these decisions lead us into the wrong path. The…