Today we look at some of the reasons why the appointment of Nirmala Sitharaman is an awesome decision. Women always have a budget Let’s admit it, we do not think through before purchasing things, sometimes we buy stuff for the mere contentment and joy or may be for the high that we get from purchasing…
What happens if payment of Insurance premium is discontinued? Every Insurance policy is a contract between the insured and the insurer. Be it a Life Insurance, Health Insurance or a Car Insurance, It’s the obligation of the client (the insured in insurance language) to pay the premiums on a timely basis. The claim settlement is…
In this age of consumerism, we all use debt. We borrow from willing parties and in return pay to them an interest in addition to returning the principal. Loans are available to us from multiple sources and they are of multiple types. Banks provide home loans, car loans, personal loans, overdraft loans, credit companies provide…
We all are aware of money. We interact with it everyday. In that everyday nature of our dealing with it, we tend to sometimes add and sometimes forget what it actually is. Here, I attempt to simplify the concept. Money is the value within. Let’s understand this with an example. Picture a seed. A seed…
If Millennials were to choose the best stage of their lives, they would say Twenties is the best age to be! Why? Because you are freshly out of college, have joined a job that pays you well, you do not have home loan or a car loan on your head, nor do you have a…
Many investors may aim for both capital protection as well as the participation in the equity markets. But, is it possible? May be, Yes, with the Capital protection oriented schemes (CPOS), which aim at principal protection at the same time offer an opportunity to participate in the equity markets and provide capital appreciation. However,…
Are you the first-time investor and want to time the market? General tendency of investors is to buy at highs and sell at lows, which may lead to losses. The best option is to add balanced funds in a portfolio which increases allocation in equity when markets decline and limit downside by increasing debt allocation.…
Job Insecurity!! It is the most haunted issue among most IT professionals these days. As a result, the employees are landing into depression and anxiety. After all, a majority of them are employees with kids, a lot of responsibilities, EMIs like home loans, car loans, education loans, etc. Layoffs Pushing Techies Into Depression: Survey With…
Rekha’s family was in all joy when their little munchkin turned one recently. The birthday celebration was a big pomp and show. Apart from the several birthday gifts the little one received, the birthday baby was gifted with INR 50,000 from her grandparents. Rekha wanted to exclusive save it for the child as a token…
Most of us worry about our parents’ retired years. They strive all the life to give the best to their offspring, ending up compromising on their future. Often, parents neglect adding to their retirement fund. As a result, they would not be able to enjoy the labour during their sunset years. According to a survey,…