Our financial responsibilities grow with age. Life in the 30s is not the way it is in 20s. Rather, the 30s is the time when family life is about to begin or already began, and the career had taken off. Money mistakes committed at this phase of life, are bound to lead to financial difficulties…
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If you are paying your EMIs for an existing personal loan and you get a call from another bank offering a chance to transfer your loan for lower interest, what do you do? Is it ok to accept the deal right away? Are there any hidden implications? To get all the answers read through this…
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Most of us use some type of plastic money, either in the form of debit cards or credit cards or both. These cards offer easy ways to access money, without the need of bulky cheque-books or heavy wallets. However, there are remarkable differences between these cards. Learning the pros and cons of credit and debit…
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Like most parents, I always wanted to select the best school and offer the best education to my kid. My two-and-half-year-old boy has been showing interest at games and sports, from as early as six months. So, I wanted to pick a school that gives equal importance to sports and academics. However, I knew that…
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Yes, money is not everything! Money cannot be the only means of happiness! But, money surely makes a difference when it comes to converting your dreams into reality, dealing with an emergency, or leading a comfortable life. Here are more reasons to support why ‘more money’ should be your everyday mantra. 1. More money means…
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Find ways to boost your income and increase the inflow of money into your pocket with the best possible money habits. It is essential to proceed with a strategy to achieve this goal of earning more. Here we listed out the best tips to start with. 1. Have a Perfect Financial Planning Complete financial planning…
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Many of us remember saving coins in the piggy and opening the seal soon after the mini bank is full (sometimes even before it gets full). It’s a thrill to count money and then go buy a new toy! This is our very first learning about money as kids. But as we grew, we have…
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Just like any other subject, the very first step to learning about money is to read. Not just books, read the surroundings, read the happenings around and you can surely learn a lot about ‘what to do’ and ‘what not to do’ with your money. If observed keenly, even animals teach many life lessons to…
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Every company releases a salary package to an employee while hiring. The Cost to Company (CTC) is the term used for the total salary package that contains many components. One of the major components includes House Rent Allowance (HRA), which is 40-50% of the basic salary. Tax exemption could be availed on HRA after considering…
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What could be an emergency? An emergency could be an unexpected medical issue that requires money for treatment? Even if you have a medical insurance, you may need some money in hand to initiate the treatment. Sometimes, your medical insurance may not cover your current health issue. What then? Are you prepared for such an…
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