Undisciplined use of credit cards leads to self-inflicted wounds. Credit cards simply work as mini loans and your financial mistakes push you into the vicious cycle of credit debts. Read this his ArthaYantra post to learn about situations where credit card usage should be avoided. Say No To Cash Withdrawal With Credit Card: Credit card…
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The main purpose of life insurance policy is to alleviate the financial loss in the event of the death of the insured person. Choosing the right one based on one’s requirement is not easy with the availability of the wide variety of insurance policies in the market. Read this ‘ArthaYantra post to understand the basic…
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Mother is such a sweetheart on earth that it doesn’t take much to delight her. A mere phone call can brighten her day. But, she definitely deserves a little extra. After all, she is the center of our life and we look up to her for advice, comfort, and support, all through the life. Well,…
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The findings from a survey conducted by a leading insurance company in India, on 1,400 people aged between 25 and 35 years, indicate that most people bought medical insurance for tax benefits rather than the intended benefits of the policy. Thus, the findings back up the expert opinion that a huge percentage of millennials have…
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As temperatures soar this summer, air conditioners get to work continuously. Naturally, while you cool your indoors, your bank account heats up! Moreover, the 20% increase in sales, in recent years, indicate the pace at which air conditioners are becoming prevalent purchases of growing middle-class Indians. So, it is important that an average household gets…
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Big IT companies are all in the process of laying off their employees. Most of those who are taking a hit are senior and mid level professionals with 10 to 20 years experience. As the growth in the industry declines, even the lower level employees would be targeted. Very recently, Cognizant has offered a ‘voluntary separation…
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This is the best past of the year, when we receive our appraisals and yearly bonus or incentives. Our hard work has finally paid off. Most of us, before receiving the bonus amount, start planning on how we are going to use this bonus? We plan for vacations, buying big ticket items for home, gifts…
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Lifestyle inflation is simply a result of not being able to handle the extra cash properly. A bump or raise in salary is not ‘fun money’. The faster you spend it, the sooner you will realize that your bank account is back to earlier savings, if any. Overspending is the culprit. Avoiding this lifestyle inflation…
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A WILL is a perfect way to reveal your last wish. You don’t have to worry about some one’s interference, as by the time it is read out, you are no more! Over the years, many used their last WILLS to write some interesting and strange messages. Here is the list of some weird Wills.…
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With too many offers and shopping options available, carrying multiple credit cards has become a common agenda these days. People assume that carrying several credit cards does not harm them as long as they are manageable and does not affect the credit score. But it is not always easily achievable to everyone. So, more the…
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