After learning the types of insurance policies and the one that best suits your current and future needs, you tend to pick one. You ask common questions, to the advisor or agent, like, ‘when to expect returns?’, ‘What if I miss paying a premium?’, ‘What if I become disabled?’, ‘Can I add riders?’, ‘What if…
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Yes, a millionaire! Certainly, your kids have the chance to become millionaires as they have a huge time advantage, compared to rest of us, when it comes to getting rich. It is an irony of life that you do not have money on hand to invest when you are as young as 20 years. And…
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We are what we repeatedly do! Saving is not an action, it is a habit! Successful savers are the ones who are habituated to spend less and earn more. Their simple mantra is to spend less than what they earn. They believe in the concept of ‘A penny saved is a penny earned!” It is…
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What Is KYC – Know Your Customer? We all have heard about KYC while buying an Insurance, opening a bank account, Investing in security markets. Every Financial Institution will make your undergo the KYC process before rendering the service.Know your customer (KYC) policy is a mandatory, regulatory and legal requirement for the identification and verification…
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As the financial year ends, tax planning season begins! Around this time of the year, most employees are seen busy accumulating tax investment proofs. Salaried people hasten to declare investment proofs to their respective departments before deadlines. The aim is to save as much tax as possible. However, in reality, many end up with tax…
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Virat and Sana have finished their nerve-wracking wait to welcome their little munchkin into the family. They were overwhelmed with excitement and loads of emotions on the arrival of their newborn. However, their happiness was accompanied by the worry about managing their upcoming financial expenses. If you too are one such worried parents, this post…
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“When Women can go to Space; Why can’t they be the best money managers? ” – Nitin Vyakaranam, Founder and CEO, ArthaYantra Women Customers at ArthaYantra When we researched in our database of women customers, since the launch of our services in 2012, the numbers that we discovered were staggering and pointed to a fantastic…
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Conservative investors usually invest in fixed deposits to ensure the principal amount invested is risk free. Instead of compounding your investment ,fixed deposits are eating-up your hard earned money. Surprised!!! let’s look the reasons behind the statement. #Taxation Before investing look at post tax returns you are going to get .when you consider investment in…
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Typically, investors mostly think of tax saving instruments during last quarter of financial year and finally end up making financial mistakes. Conservative investors invest in insurance, Tax Saver FD,PPF instruments. But if your investment is to create wealth for your retirement, you have to invest in an instrument which gives you inflation adjusted returns and…
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Life insurance is more important for you even if we are married and have children or you just have dependents. Your life is valuable because you are the person who is earning and providing for your family. When things go wrong you create an income gap which could put your dependents in financial trouble. We…
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