Started working??Still planning for savings??If you ask your parents about where to invest, they would probably recommend Recurring Deposits (RD) of banks. Before you go with that option there are many alternatives which are available and offer potentially higher returns. One such alternative is the SIP which is offered by mutual fund houses. The product…
Details
“All that glitter is not gold” – It’s an old saying which still holds true in today’s world. We often fall for products which are well advertised or promoted by the manufacturer but rarely consider whether the product is suited to us. We then decide to buy it simply because everyone we know has bought…
Details
The end of our life is something none of us can ever foresee. Deciding what will happen to our property and personal possessions after our death is very important for looking out for our family. Writing a Will is the simplest way to ensure that our financial assets will be distributed as per our wishes.…
Details
Despite being a diversified country, we Indians still have a few things in common. These similarities can be seen in our food, thought process, society and family structure. Among-st these common habits let us take the family structure in the context. Since hundreds of years we have seen a concept of joint family or extended…
Details
A healthier workforce is a blessing to an organization. Employers run various programs to ensure their employees are physically fit and maintain a good work life balance. In their efforts to promote healthy habits at workplace organizations provide facilities like gym, yoga sessions, health & hygiene workshops, award them for being physically fit, etc. and…
Details
Employees spend most part of their day time at office and during this time they take a lot of financial decisions. Most of these decisions have financial implication on their life and they tend to dwell on the after effects of these decisions while at work. Should employers be worried about this? It’s high time organizations…
Details
* II धन कनक वस्थु वाहना समृद्धि प्राप्तिरस्तु II * HAPPY DIWALI- “The Festival of Lights & Financial Enlightenment” Diwali/Deepawali is one of the most popular Indian festivals celebrated with pomp and splendor all over the country and by Indians world over. The Goddess of Wealth is worshiped on this festival. It is an important…
Details
Saving for retirement is a major focus for young private employees these days. The first question they asked to “When we need to plan for money savings for retirement”? The proper answer is to start saving from the day you start earning. With numerous investment avenues coming up, it is becoming increasingly difficult to choose…
Details
Deepavali, the festival of lights, happiness and of course money is around the corner !! We are all in great spirits and preparing in the best possible way to welcome Goddess Lakshmi. But did you know it’s not just a dirty home that drives away Goddess Laxmi? Here are a few ways in which you…
Details
It has been observed that though the employees are informed well in advance at the start of the financial year, the action usually starts from dec till march end. People do not make any attempt to understand pros and cons of the financial products before purchasing but end up investing or purchasing non productive insurance…
Details