Conservative investors usually invest in fixed deposits to ensure the principal amount invested is risk free. Instead of compounding your investment ,fixed deposits are eating-up your hard earned money. Surprised!!! let’s look the reasons behind the statement. #Taxation Before investing look at post tax returns you are going to get .when you consider investment in…
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Typically, investors mostly think of tax saving instruments during last quarter of financial year and finally end up making financial mistakes. Conservative investors invest in insurance, Tax Saver FD,PPF instruments. But if your investment is to create wealth for your retirement, you have to invest in an instrument which gives you inflation adjusted returns and…
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Life insurance is more important for you even if we are married and have children or you just have dependents. Your life is valuable because you are the person who is earning and providing for your family. When things go wrong you create an income gap which could put your dependents in financial trouble. We…
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Started working??Still planning for savings??If you ask your parents about where to invest, they would probably recommend Recurring Deposits (RD) of banks. Before you go with that option there are many alternatives which are available and offer potentially higher returns. One such alternative is the SIP which is offered by mutual fund houses. The product…
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“All that glitter is not gold” – It’s an old saying which still holds true in today’s world. We often fall for products which are well advertised or promoted by the manufacturer but rarely consider whether the product is suited to us. We then decide to buy it simply because everyone we know has bought…
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The end of our life is something none of us can ever foresee. Deciding what will happen to our property and personal possessions after our death is very important for looking out for our family. Writing a Will is the simplest way to ensure that our financial assets will be distributed as per our wishes.…
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Despite being a diversified country, we Indians still have a few things in common. These similarities can be seen in our food, thought process, society and family structure. Among-st these common habits let us take the family structure in the context. Since hundreds of years we have seen a concept of joint family or extended…
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A healthier workforce is a blessing to an organization. Employers run various programs to ensure their employees are physically fit and maintain a good work life balance. In their efforts to promote healthy habits at workplace organizations provide facilities like gym, yoga sessions, health & hygiene workshops, award them for being physically fit, etc. and…
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Employees spend most part of their day time at office and during this time they take a lot of financial decisions. Most of these decisions have financial implication on their life and they tend to dwell on the after effects of these decisions while at work. Should employers be worried about this? It’s high time organizations…
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* II धन कनक वस्थु वाहना समृद्धि प्राप्तिरस्तु II * HAPPY DIWALI- “The Festival of Lights & Financial Enlightenment” Diwali/Deepawali is one of the most popular Indian festivals celebrated with pomp and splendor all over the country and by Indians world over. The Goddess of Wealth is worshiped on this festival. It is an important…
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