We work very hard to live a good life. We compromise on myriad little wishes to ensure we emerge successful in realizing our bigger dreams. But sometimes, we forget the count of such compromises, and forgo the commitment to reducing our non-committed expenses. Instead of sustaining our efforts to yielding bigger savings, we get drifted…
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The festival of lights, Diwali is perhaps the most important festival of joys. A time for celebrations, it is also the time for spreading the cheer of gifting. Individual scale of spending is proportional to overall sentiments and consumer confidence. Like last year, ArthaYantra rolled out its annual Diwali Spending survey and the findings of…
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The Employer Provident Fund plays a very important role in building up the corpus to be used during the post-retirement phase of one’s life. It is by far the easiest way to invest. The fixed returns and the taxability feature also make it an attractive option to invest in. However, a lot of us tend…
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Some of the significant personal milestones of our lives include our first job-offer, buying a house, marriage, childbirth and child’s education. These are followed by planning for vacations, saving for emergencies, retirement, etc. All these goals have financial implications of various magnitudes. Middle income families and financial advisors make financial decisions without having these goals…
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Dussehra is one of the major festivals in Hindu tradition. It’s considered auspicious for new beginnings in family and finances. And to facilitate such rituals and associated formalities, celebrations, we often incur unnecessary expenses. Once we deep dive into our finances post Dusshera celebrations, we realize the implication of such expenditure on our personal financial…
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To err is human but to rerun the same, is being a pudding head. And particularly when one has embarked on the path to realize his/her financial goals, an error can invite havoc. So, you may consider yourself a great beginner in the investment market if you do NOT 1.Let risks intimidate you: Investments are…
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Traditionally, India is known as a savings friendly country. In majority of cases, people are seen endeavoring hard towards making sufficient savings irrespective of their earning capacity or other obligations. In comparison to the households in developed economies, Indian households have lower debts by the virtue of savings. But having said all these, there are…
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Over the years one of the hottest topics among economists and market pundits was China’s move from being an export driven economy to a consumer driven economy. Multiple scenarios were played out and often the positive outcomes were expected. The expectation was that the mighty Chinese establishment would find a way to move the Chinese…
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The term global village is often used to ascribe the digital world that permeates our lives. Not much is spoken about the trade linkages that have dramatically grown across the world in the last two decades. As the digital world grew so did the trade between countries. Today the term global village applies to trade…
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Leading a comfortable life is a top priority goal for almost every one. However, with increasing living costs and other commitments, most of us are unsure of fulfilling this goal. Investing hard earned money across various investment avenues to safeguard our financial future overlooks common ‘Behavioural’ mistakes which may hurt financial well-being. Here are a…
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