Tax planning is one of the most important aspects of personal finance. People often fail to look at tax planning objectively and straight away start with making investments related to tax saving. Most of the people try and mix tax planning and investment planning which are totally different and are made with varying objective.Insurance for…
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Mr. Horace Mann said ‘There is nothing as costly as ignorance’. We follow an age old habit of ignoring the consequences of an emergency in our life. The practice of maintaining emergency fund is not in the highest priority list amongst the most of the professionals. ArthaYantra conducted a research on 2000+ working professionals across…
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A lot has been spoken regarding the investment in Money Market / Ultra Short Debt Mutual Funds in the past. These mutual funds were suggested in place of fixed deposits because they can be liquidated any time and they don’t have any lock in period. Majority of the money market funds don’t have exit load…
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ArthaYantra, a Hyderabad based online financial advisory and wealth management company has come up with a survey of working professionals on their personal finance habits. This research by ArthaYantra is intended to analyze the current personal finance habits of the Salaried Professionals and the effect of such habits on their financial well-being in the future.…
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With a change of guard in the Center the recent general election, a lot was expected in terms of reforms which were expected to give an adrenaline shot to our economy. However the finance minister decided to keep it simple and practical making it more tax-payer friendly and also exhibited glimpse of what is about…
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ArthaYantra, a Hyderabad based online financial advisory and wealth management company has come up with a survey of working professionals on their personal finance habits. This research by ArthaYantra is intended to analyze the current personal finance habits of the Salaried Professionals and the effect of such habits on their financial well-being in the future.…
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According to research done by ArthaYantra, the top three goals of an Indian family are Education of a Child, Buying a Home and saving for Retirement. As one goes through the life’s cycle, they are posed with situations that force them to make financial choices. These inflection points play a key role on the determining…
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As we approach the Elections results D-Day, stock Markets are hitting all-time high. There are a whole host of diverse opinions being thrown at the investors. The speculation and the cacophony of opinions is only increasing the anxiety among retail investors. Not with-standing the stock market optimism, the question to ask ourselves is, “ Should…
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Thousands of Armed forces personnel leave the service and move to civilian life every year. Many of them find this transition to be very difficult. The support structure that they have been used to suddenly disappears and these ex-servicemen have to make numerous adjustments in their individual, family and social life. Most of the ex-servicemen…
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Couple of weeks ago we had discussed about the negative perceptions of retail customers towards equity markets in India. This article is a follow up article to explore possible ways in which retail investor can avoid common pit falls that lead to disenchantment against equity markets. Start asking questions : Most investors do…
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