ArthaYantra - Page 41 of 57 - World's Only Full Service Robo Advisor

Impact of Your Credit Score on Financial Planning

Credit CardsBy ArthaYantra October 9, 2013 Leave a comment

Understanding the growing importance of credit score is imperative to the success of financial planning. Financial planning is effective if one is able to utilize the available resources to the optimum level. As sources of income alone cannot always suffice the requirement of funding one has to look at alternatives of credit. Bargaining for the…

Details

5 Ways to Effectively Manage Credit Cards

Credit CardsBy ArthaYantra October 8, 2013 Leave a comment

Credit cards boost the credit score of the user if used wisely. Likewise any mismanagement on part of the card user will hamper their credit worthiness. Credit cards can be both a bane and a boon. Even if one can manage without having a credit card having one ironically improves their credit score. At the…

Details

3 Calculation Mistakes to Avoid While Doing Retirement Planning

RetirementBy ArthaYantra October 4, 2013 Leave a comment

Retirement planning is a goal with long term objective about financial planning. An effective financial plan for retirement will try to limit risk as far as possible. But often people under/overestimate retirement fund amount thus adding further risk. One has to be practical when estimating how much corpus is required to retire. High estimates…

Details

3 Critical Steps to Building Your Financial Pyramid

NewsBy ArthaYantra October 2, 2013 Leave a comment

Personal financial planning is about connecting various dots in our financial life. The word financial planning invokes a whole range of thoughts. A majority of these thoughts are about investments and the returns we expect from these investments. However, in this process of overemphasizing on the returns and investments, we often fail to follow prudent…

Details

5 Financial Planning Tips for People in Thirties

NewsBy ArthaYantra October 2, 2013 Leave a comment

As you enter your thirties your roles and responsibilities change tremendously. You may not be single anymore and have to think about prosperity and security of those who depend upon you. These new responsibilities call for a prudent financial planning strategy and a solid roadmap designed to make you win. Following are 5 few steps…

Details

7 Ratios Which Will Reveal Your Current Financial Health

NewsBy ArthaYantra October 2, 2013 Leave a comment

As you seek to improve your money management skills and make plans to strengthen your future financial position, preparing a family balance sheet would be a logical start. Balance sheet is a common tool used to analyse the net worth and expense management techniques of companies. Adopting these corporate management techniques to manage your family’s…

Details

How to analyse your financial health

NewsBy ArthaYantra October 2, 2013 Leave a comment

Many thoughts around our goals or investments drive an urge for financial planning. Financial planning is a process of knowing where we stand, deciding on what we want to achieve and making plans to bridge the gap. The analysis of where we stand represents our financial health. Financial health stands as a reflection of our…

Details

The power of small savings

NewsBy ArthaYantra October 2, 2013 Leave a comment

“Someone’s sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett. Common proverb ‘filling the bucket, one drop at a time’ demonstrates the power of small but consistent efforts towards achieving bigger things in life. However, this gets a whole new dimension when it comes to savings. This…

Details

4 Personal Finance Mantras for a Secure Future

NewsBy ArthaYantra October 2, 2013 Leave a comment

I don’t look to jump over 7-foot bars; I look around for 1-foot bars that I can step over: Warren Buffet Our thought process and behaviour are reflections of the experiences we gain from our social interactions. While our family prepares us to face many hardships of life, our education system helps us in shaping…

Details

4 questions to ask your parents before they retire

NewsBy ArthaYantra October 2, 2013 Leave a comment

Retirement is an important milestone, and like any other event of life it has implications on finances. Indian parents typically do not discuss their finances with their children. However, as adults it is our responsibility to ensure that our parents are ready for their retirement phase. The status of our parents’ future finances influences our…

Details

Blog