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Indian Equities Remained Largely Dependent on FII Inflows

InvestingBy ArthaYantra March 1, 2013 Leave a comment

The global equity markets remained volatile during the month of February. Italian Election results raised concerns over recovery in Euro zone. The markets took a hit by the news that there is a possibility of one more election as Italians failed to elect a stable government. Euro zone is expected to extend its woes until…

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Expectations around RBI rate cut were high in Indian bond markets during the month of February.

InvestingBy ArthaYantra March 1, 2013 Leave a comment

The Indian bond market investors remained bullish during the month of February. The investors were more focused on the Union Budget announcements rather than the global cues of sequester and Italy election results. The momentum of RBI’s rate cut during January helped the debt markets start the month of February on a positive note. The…

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Importance of curbing behavioural instincts and staying invested for larger periods.

Financial PlanningBy ArthaYantra March 1, 2013 Leave a comment

Case Study: Mr. Ramesh is a 30 year old financially well informed professional working with a MNC. He failed to capitalize during the bull run of market due to lack of surplus. He received a diwali bonus of INR 1 lakh in November 2006. So he invested the same amount in the equity funds to…

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Months of non – committed expenses

Financial PlanningBy ArthaYantra February 26, 2013 Leave a comment

December and January are considered the merriest months of the year. We have Christmas followed by New Year and Sankranthi. These occasions marks the happiness by bringing friends and families together. Though this happiness is unparalleled, the effect of not planning your financials during this time is going to have a drastic effect on your…

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Importance of Saving Early

Financial PlanningBy ArthaYantra February 26, 2013 Leave a comment

Most of the young generation in India thinks planning finances is an old man’s game. But by doing so you are losing money at your own risk. It is always in the best interest of an individual to start planning their income and expenditure from a young age. A rupee invested today is worth more…

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How to calculate your insurance requirement?

Financial PlanningBy ArthaYantra January 24, 2013 Leave a comment

When it comes to life insurance, In India, we mostly hear about calculating the insurance requirements using Human Life Value (HLV) method. HLV takes into consideration only the income of the individual. By considering only the income, the HLV method makes multiple assumptions that are not tenable over a long term. Some of the assumptions…

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Why retail investors always lose money

Financial PlanningBy ArthaYantra January 18, 2013 Leave a comment

We find numerous theories and papers around this one of the most discussed topic: Why Retail Investors always lose money. Some of the common perceptions around say they buy at high and sell at low; they enter the markets when they are peak, and they are equity averse. But if you look at it closely…

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Personal Finance Habits 2013

Financial PlanningBy ArthaYantra January 15, 2013 Leave a comment

The research aims to understand and analyze the personal finance habits of the middle income professionals in India. Their financial decisions today would determine their future financial strength. The study was conducted on over 2000 salaried professionals. The personal finance readiness of a salaried professional defines the likelihood of one meeting all his goals in…

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Macro economic conditions across the world seem to hinge on the political changes in some of the major economies.

EconomyBy ArthaYantra January 1, 2013 Leave a comment

The third quarter of the financial year has seen sluggish activity on the economic front. While discussions around the fiscal cliff measures by United States took the front seat, the on ground situation showed some good signs. Rising non – farm payroll employment, home sales and house prices along with revised GDP numbers for third…

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How long can the markets sustain on sentiments and announcements?

InvestingBy ArthaYantra January 1, 2013 Leave a comment

The capital markets across the globe ended the year 2012 on a fairly stable note when compared to the highly volatile nature they displayed at beginning of the year. Discussions and hopes around US fiscal cliff deal played their part in deciding the market movements during the month of December. However, investors seem to have…

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