Losing any official document is painful. If any such document gets misplaced, it is important to act fast and not neglect. The same is applicable for the most important ID i.e. Aadhaar card that contains the 12-digit unique identification number that has become a necessity for any transaction. This ArthaYantra post helps you with the…
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SIPs or systematic investment plans of mutual funds are associated with several myths despite their growing popularity. It is imperative to bust such myths and clear your doubts concerning SIPs if you do not want to slow down your wealth creation.. Myth 1: Returns from SIPs Are Not Much. FACT: SIPs are comparatively better wealth…
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Are you nearing or entering 40s? You are then at a crucial benchmark to make future decisions. At 40s, most of us generally have the power to take personal finance decisions and secure the future. This is the age when one can have an outlook for a plenty of possibilities in life and the career.…
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The Employees’ Provident Fund Organisation (EPFO) has introduced a seamless process to auto-transfer the employee provident fund balance. With this, an employee need not even have to initiate an online transfer request after switching a job. Just the information has to be furnished to the new employer, which will be uploaded onto the EPFO portal…
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Now, it is easy to withdraw your employee provident fund (EPF) online without the need to step out of the house. The Employees’ Provident Fund Organisation (EPFO)’s online facility helps its members to apply for the PF final settlement, PF withdrawal, pension withdrawal benefit, etc. A subscriber has to meet the below requirements to withdraw…
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There were several instances where customers have been issued improper or unauthentic bills. This festive shopping season, do not fall prey for such fake GST bills. Here is how you can spot a compliant GST bill. First things first, every bill with GSTIN has to show the break-up of Central GST/CGST and State GST/SGST. Effective…
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With Dussehra and Diwali around the corner, heavy spending and shopping events are happening across India. The festive season shopping could lead to money leakage. If you do not take a calculated shot at bargaining, you may end up spending more than required. Bargaining is an art of getting down the product price. Online sales…
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The thirties is when we are healthy and do not bother about the future. We love partying rather than focusing on saving for the future. This may continue until we realize that retirement is not very far. The fifties is the time most of us regret money mistakes made during your 30s. Act now to…
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Leading banks and NBFCs in India are witnessing a huge potential for personal loans and thus, expanding their service to both salaried and self-employed individuals. Given the high opportunities in the market, it makes sense to get aware of the types of loans available for the customers to choose from. A Loan is an amount…
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The mere thought of running out of money during retirement seems scary. So looking out for the income sources that keep us going during the retired phase gets crucial. One such investment product that turns your invested money into a regular source of income is an annuity. Here are major factors to consider before buying…
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