As a living being one has to face risk, risk here is referred as an uncertain event leading to uncertain outcomes taking various forms in life, health, wealth etc. These risks are not frequent and chances of occurrence are also low but when they occur they cause a devastating effect in one’s life. As one…
When was it, the last time that you have been to a social gathering and haven’t heard someone brag about an IPO? It has now become a social status to possess or the least talk about investments and IPO’s. IPO – Initial Public Offers have both winners and losers but by default the issuer is…
If you are in your 50s, you must be busy juggling between family life and career. Get out of the busy schedule and take a moment to think about you and your future. Because now is the great time to assess your current lifestyle and desired future to make preparations for the coming years. The…
Typically, investors mostly think of tax saving instruments during last quarter of financial year and finally end up making financial mistakes. Conservative investors invest in insurance, Tax Saver FD,PPF instruments. But if your investment is to create wealth for your retirement, you have to invest in an instrument which gives you inflation adjusted returns and…
Saving for retirement is a major focus for young private employees these days. The first question they asked to “When we need to plan for money savings for retirement”? The proper answer is to start saving from the day you start earning. With numerous investment avenues coming up, it is becoming increasingly difficult to choose…
Everyone has financial goals at different stages of life. There should be a proper route map which helps us to get started in achieving the financial goals. However, having a very good financial plan in hand doesn’t fetch us any result, until and unless we are disciplined in implementing the plan. While implementing the plan,…
Taking an investment decision for your future goals is a very critical decision as it deals with not only your hard earned savings but the volatility of the markets as well. In certain situations, an individual may find himself in a difficult situation where he has to decide on investing either a lump sum amount…
Imagine a car your father bought when he was young, let’s say it was a Fiat Padmini. It was a good car which has power, was fuel efficient and was accommodating. But, can you imagine driving it now? No, right. You would probably buy a new sedan or a Hatchback with all new features and…
Evolution has made us change a lot of habits but some of us still get stuck to the age old methods which can prove to be an expensive ploy if not changed. This happens specially in case of investments. Lack of awareness about new investments options, volatile markets, old age book knowledge contributes a lot…
When you are in your twenty something or in your early thirties, you are prone to make financial errors due to miscellaneous reasons. But smart people either learn from mistakes committed by others or by exploring professional help. To help you fare better in making the right investment choices, here’s a brief guide to financial…