Everyone who invests aspires to become richer, smarter, and successful. But that does not mean that you blindly follow successful investors. Blindly copying the portfolio of a successful investor is not advisable for many reasons. This ArthaYantra post helps you understand the importance of creating a personalized portfolio when it comes to investments. Here are…
Conservative investors usually invest in fixed deposits to ensure the principal amount invested is risk free. Instead of compounding your investment ,fixed deposits are eating-up your hard earned money. Surprised!!! let’s look the reasons behind the statement. #Taxation Before investing look at post tax returns you are going to get .when you consider investment in…
Started working??Still planning for savings??If you ask your parents about where to invest, they would probably recommend Recurring Deposits (RD) of banks. Before you go with that option there are many alternatives which are available and offer potentially higher returns. One such alternative is the SIP which is offered by mutual fund houses. The product…
It has been observed that though the employees are informed well in advance at the start of the financial year, the action usually starts from dec till march end. People do not make any attempt to understand pros and cons of the financial products before purchasing but end up investing or purchasing non productive insurance…
Everyone has financial goals at different stages of life. There should be a proper route map which helps us to get started in achieving the financial goals. However, having a very good financial plan in hand doesn’t fetch us any result, until and unless we are disciplined in implementing the plan. While implementing the plan,…
We often find ourselves under a dilemma when a decision has to be taken regarding allocation of surplus cash, whether we should clear off existing liability or invest it into other avenues which can either generate regular income or appreciate with growing markets. Normally such decisions are more emotional rather than logical as we see…