Sarah, a young, well-educated and an earning woman, had recently begun to deal with her finances on her own. But, it was getting over her nerves as she was unsure if she was doing the right things with her money. She knew that she is not super-educated at finances and wanted an expert guidance. It…
I was all excited that I successfully built an emergency fund containing my 6-month income. I knew that this money that I build with a lot of patience and discipline would help me stay worry-free for next 6 months in emergencies. I need not worry about any unexpected situation that demands financial attention, as I…
As a parent, you would surely want to keep your child safe and secure, both today and tomorrow. However, simply wishing or saving now and then cannot make a difference. It is never a one night task, but rather takes in a lot of discipline, patience, and strategy. Indeed, one has the build a secure…
People work hard and earn their livelihood. But many do not focus on the regular mistakes they commit, which burn out their pockets. Identify such common mistakes, made by almost everyone, and avoid them to add more value to your hard-earned money. We attempted to list out some of them below. No Track Of Spending:…
Setting up priorities is a day-to-day struggle in life, yet essential to proceed smoothly. Similarly, setting up money goals on priority makes it easy to focus and divert money, accordingly. Prioritizing financial goals simply means knowing money needs and prime money concerns of life. Read through to get more details. What Are Financial Goals? Financial…
If you are in your 50s, you must be busy juggling between family life and career. Get out of the busy schedule and take a moment to think about you and your future. Because now is the great time to assess your current lifestyle and desired future to make preparations for the coming years. The…
Buying a child plan is more an emotional decision, because it is linked to your kids’ future. After all, you love your little one dearly. Hold on, before getting into the emotional trap, ensure you analyze the plan and then proceed. This ArthaYantra post is worth reading to understand the factors that make a child…
Who doesn’t love spending money? The moment you get your pocket money, you would love to spend it in many ways. Well, have you ever thought of budgeting the money in hand? Of course, it is your pocket money and is up to you to decide on what to do with it. However, if you…
I am a mother of two lovely kids. Even today I take advice from my mom on money matters. She tends to have the wisest advice for everything. After all, she has been money savvy for years now. I treasure all her tips so I can transfer the knowledge to my little angels. Here, I…
Conservative investors usually invest in fixed deposits to ensure the principal amount invested is risk free. Instead of compounding your investment ,fixed deposits are eating-up your hard earned money. Surprised!!! let’s look the reasons behind the statement. #Taxation Before investing look at post tax returns you are going to get .when you consider investment in…