Life insurance is more important for you even if we are married and have children or you just have dependents. Your life is valuable because you are the person who is earning and providing for your family. When things go wrong you create an income gap which could put your dependents in financial trouble. We…
* II धन कनक वस्थु वाहना समृद्धि प्राप्तिरस्तु II * HAPPY DIWALI- “The Festival of Lights & Financial Enlightenment” Diwali/Deepawali is one of the most popular Indian festivals celebrated with pomp and splendor all over the country and by Indians world over. The Goddess of Wealth is worshiped on this festival. It is an important…
It has been observed that though the employees are informed well in advance at the start of the financial year, the action usually starts from dec till march end. People do not make any attempt to understand pros and cons of the financial products before purchasing but end up investing or purchasing non productive insurance…
During our childhood, we learned a story about Cinderella and her adventures. Just have a small recap of what happened in it. She was an abandoned daughter who served an evil stepmother, got a wish from a fairy to attend the Prince’s ball and when returning back, she lost her glass shoe. The prince, in…
While we plan for some of our future Financial Goals like Children’s education, Retirement etc. we often don’t plan for mishaps like ill health or loss of life which could adversely affect our finances. Planning for uncertain emergencies should be the first step towards financial planning as occurrence of such emergency can disturb future financial…
Everyone has financial goals at different stages of life. There should be a proper route map which helps us to get started in achieving the financial goals. However, having a very good financial plan in hand doesn’t fetch us any result, until and unless we are disciplined in implementing the plan. While implementing the plan,…
Taking an investment decision for your future goals is a very critical decision as it deals with not only your hard earned savings but the volatility of the markets as well. In certain situations, an individual may find himself in a difficult situation where he has to decide on investing either a lump sum amount…
‘To Err is human’, but a human in desperation can take even bigger erroneous decision with his/her money. Bad debt decisions remains a primary reason of why people have low savings. These decisions are made in haste, under the influence of emotions and due to lack of knowledge. It is quite understandable that every individual…
Raksha Bandhan is the symbol of bond between a brother and a sister. It is the day when they pray for the well-being of each other. The sister performs pooja of the brother and ties a Rakhi, on her brother’s wrist. Tying of a Rakhi to the brother’s wrist is symbolic of the oath that…
Mahatma Gandhi said he would consider India independent the day her daughters could walk free on the streets in the middle of the night. No offence to Gandhi, but isn’t that a little restrictive? As the modern woman struggles to balance between demanding breakfast menus and spreadsheets, ageing in-laws, looming project deadlines, board meetings and…