Being a financial planner, I always believe in risk management as the foundation for an effective financial plan. Anything that can’t be afford to be lost, should be protected. Else, one would end up with a dent on the financial assets or savings. Thus, risk management gains prominence. Risk management provides financial security via financial…
One considers many things before taking a term insurance plan like, picking the right coverage; liabilities; returns to shield the rate of inflation and the needs of the family. Apart from all these, one needs to pick the best service provider to get the right benefit. Below are the factors to consider before picking an…
If you have an insurance policy that you think you do not need anymore, or you bought a policy that is not suitable for you, or took it just to save tax, you need not get stuck with the same for the entire tenure. Most insurance policies come with some exit options, although with some…
Life is so uncertain that you cannot control many things. What if you get into a sudden unexpected crisis? Obviously, you get tensed. You look around for help. You approach people for aid. But not every time people would be in a position to extend a lending hand. So, you have to be mentally and…
Last week, Craig Steven Wright, an Australian entrepreneur and self-declared cyber security expert, revealed his identity as Satoshi Nakomoto, the inventor of Bitcoin alternative currency and blockchain technology. Though it is not clear if his claim is indeed true, the story has shifted at cyberspeed from bitcoins to blockchain technology. You may have heard the…