Are you the first-time investor and want to time the market? General tendency of investors is to buy at highs and sell at lows, which may lead to losses. The best option is to add balanced funds in a portfolio which increases allocation in equity when markets decline and limit downside by increasing debt allocation.…
A self-sufficient retired life is everyone’s dream. This distant dream can be turned into a reality only when due prominence is given to planning and saving. But in reality, most of us undermine the post-retirement needs. And soon when the retirement is around the corner, we realize how tough it is to continue the same…
Less Hassle And More Savings! This is the usual pitch from the Cab service providers in India, especially for the pooling and sharing services they offer. This surely sounds great and rising number of daily commuters are opting for the share-cab services. But how beneficial is it in reality? According to a study conducted by…
Ritu is a simple girl from a middle-class family. She finished her MBA and has taken up a well-paying job. Her parents are proud of their daughter’s achievements and sensibility. Very recently, Anand’s family approached them, asking for Ritu’s hand for their son. Anand is a well-educated gentleman. Both the parties were more than happy…
Mutual fund investments are the way to go for modern day investors, as they are proven to be the most efficient and convenient sources. However, without proper examination and diligence of funds, these investments may get a bit tricky. Read through to learn a few crucial things to remember before making mutual fund investments. Invest…
Work Hard, Party Harder! Most of us accept this. Why not, craving for a party never dies! In fact, parties help rejuvenate and kick start the coming week with enthusiasm. At the same time, it is imperative to ensure that the casual get-togethers or parties do not hurt our finances. After all, we need to…
The Internet has made life easier. Anything and everything is on the internet today. So are mutual fund investments. It is more than easy to buy or sell mutual funds online. Read through the post to get basics on how to begin mutual fund investments. Every mutual fund comes with a fund prospectus. One can…
I was all excited that I successfully built an emergency fund containing my 6-month income. I knew that this money that I build with a lot of patience and discipline would help me stay worry-free for next 6 months in emergencies. I need not worry about any unexpected situation that demands financial attention, as I…
Buying a child plan is more an emotional decision, because it is linked to your kids’ future. After all, you love your little one dearly. Hold on, before getting into the emotional trap, ensure you analyze the plan and then proceed. This ArthaYantra post is worth reading to understand the factors that make a child…
Everyone who invests aspires to become richer, smarter, and successful. But that does not mean that you blindly follow successful investors. Blindly copying the portfolio of a successful investor is not advisable for many reasons. This ArthaYantra post helps you understand the importance of creating a personalized portfolio when it comes to investments. Here are…