Online shopping has not only made shopping easy, but also increased the bar of spending choices. With just one click huge purchases are made, burning out the pockets. If you are a vigorous online shopper, these tips would help you save big.
Be aware of the sales tax. It adds up to your total purchase price. Check for the online retailers who do not charge sales tax for online orders. Also, compare for the reward programs at online stores. You can typically save 4% to 5% through the reward points.
Be smart when using credit cards for online purchases. A good use of a credit card can save you a substantial amount, due to the deals between the stores and bankers. Also, many online retailers offer cash back on purchases made through credit cards, which helps you save big time. However, do not miss out on clearing the bill amount in the credit card, before the due date.
Make the best use of the ‘out-of season’ sale. Keep looking for sales on products during certain times of the year like festivals and other occasions or events. Consider buying products like shorts in the winter and sweaters during summers to get them at unbeatable prices.
Compare the rates with different retailers. You may feel like you are getting the best deal. But it is smarter to check twice before placing the order. If you are unhappy with the product you bought, do not hesitate to use the customer service feature. You may call or email to lodge your grievance. In case of questions about purchases, get into the live chat with customer service representative.
Ensure that the site’s checkout is safer. This should be done before entering the credit card details to avoid theft or misuse of your card. Most sites not necessarily be safe. Look at the web address bar to confirm the safety. The presence of ‘’https’’ before the address makes the site relatively more secure.
In conclusion, be smart when shopping online. Ensure that you are getting the best deal. Try saving maximum and use the saved amount on right investments. For more personal finance advice from experts, approach ArthaYantra.