When Rajan was unwell and suffering severe gastritis, and didn’t have time to consult a doctor, he shared his problem with Gopi who was his office colleague. The issue here is not actually about time management, and that’s what his wife would tell him when he would spend hours playing the Nintendo. The thing is money. Rajan was concerned about the visiting fees and then all that he was assuming to pay for various screenings that the doctor would supposedly recommend him to go for. But with the pain intensifying day by day, he thought of Gopi who suffered similar gastric issues and asked him to share his prescription. Gopi as a good Samaritan did share his prescribed list of medicines with Rajan. You may be thinking Rajan was smart to do so, but was he actually? Rajan fell more sick because of the composition of the medicine that was not suited to his condition.
So, the much awaited tuition-scholarship was approved for this young lady (name withheld on request). All that she has to arrange for is her flight fare and a basic emergency fund for her stay in the US during course-period. It is a lot of money but this lady seems to be pretty confident as she has told her friend about an investment made by her father in regards to this financial concern. Once all paperwork was ready from her end and she was about to declare her financial as per visa requirement, she called her father asking, “Dad, remember the investment you made to fund my higher studies in the US, as per the advice of our doctor uncle? Everything is ready, and you may pull the fund and deposit it in my account before I proceed to submit my banking documents to the embassy.” Her father was pretty upset. He wasn’t sure of what to say, but eventually, the lady couldn’t make it to the US. No matter how much she concealed her anxiety of losing such an opportunity, she knew that the financial advice was sought from the wrong person and therefore the loss.
Now you know that we need to consult professionals for anything that concern our well-being instead of resorting to our friends and families. This is not to say that your friends and families are not going to give you the right advice, the problem is that there problem is different than yours no matter how much they look alike on the surface. Had Rajan instead of consulting another patient, visited the doctor in the very beginning, he could have saved himself a good health and unnecessary bills larger than they ideally should have been. In the case of the lady who wanted to study abroad, her dream got nipped in the bud for the wrong financial decision taken by her father.
True, there’s a fee to professional services, but that’s the assurance that you are getting the right advice. Particularly when it is about your health and financial well-being, you cannot take risks. Please do not delay on a wellness check up should you feel uncomfortable and to ensure that you never get to hesitate about visiting a doctor just for financial reasons, lookup for financial management services, particularly the one that leverages Robo advisory because that’s unbiased! Talk to financial advisors and certified planners with proven track record than random financial advisers online. You can also check our services at ArthaYantra.
