Your Risk Management cannot be driven by thumb rules. Each one of us unknowingly face many risks during our life. Risks to life, health, job loss, critical illness may seem alien to us. Yet 98% of Indian families go bankrupt when faced with such a situation. It is easy and inexpensive to manage all these risks and ensure that we do not dip into our savings in the time of emergency.
3 Steps to Get You Covered:
Finding the Right Coverage: It’s a Science, not an Art!
To ensure any unfortunate loss of life does not jeopardize your family's day to day needs and future aspirations, we use Advance Expense Replacement Method to identify your exact insurance needs. In this we analyse your day to day expenses, qualifying them as essential vs non-essential and then adjust them for inflation. We further qualify your Future Goals as must haves and good to have. Basis same, using our algorithms we identify the right Insurance requirement for you and your family.
Coverage Across Life, Health, Accidents and Emergencies
Studies show that 97% of Indian families are not prepared for a shock of health, accident or financial emergency like job loss etc. We plan and provide holistic recommendation across all these areas. Knowing exactly your financial state, family members to be covered, our domain expertise and our algorithms sets us apart to identify the right amount and type of policy for You.
We look into Your Existing Insurances you hold and Make sure they are the Right One’s
Mixing Investment with Insurance is never a right method. Did You know an endowment or money back policy at best will get you just 1-2% returns, a ULIP will take away as high as 6% of your investments in the form of commission. We scientifically analyze your existing policy and prove to you the ones you should continue and the ones that does not makes sense!